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Category: Mortgage (15 posts)
Top 10 Questions to Ask Your Mortgage Broker in Ontario
January 19, 2022 | Posted by: Gregory Johnston
Top 10 Questions to Ask Your Mortgage Broker The mortgage world can sometimes be difficult to navigate when buying a home. However, an experienced Mortgage Broker can help walk you through the proces ... [read more]
4 Homebuyer Tips To Make House Hunting More Efficient
January 6, 2022 | Posted by: Gregory Johnston
Maybe you have considered investing in real estate but aren't sure if it's the right move for you. There are several benefits to an investment property, from the pride of ownership to the monetary boo ... [read more]
Prequalification and Pre-Approval—What is the Difference? Home Buying in Ontario
December 15, 2021 | Posted by: Gregory Johnston
What is the Difference Between Pre-Qualification and Pre-Approval? Prequalification and Pre-Approval-What is the Difference? Prequalification is a basic review of the borrower's information to deter ... [read more]
Bank Of Canada Rate Update December 9, 2021
December 8, 2021 | Posted by: Gregory Johnston
Bank of Canada maintains policy rate and forward guidance The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent ... [read more]
What to do if You Are Denied a Mortgage
November 24, 2021 | Posted by: Gregory Johnston
What to do if You Are Denied a Mortgage Main reasons Why your mortgage application is Denied and What to do If Mortgage lenders reject Yours Mortgage lenders often reject loan application requests f ... [read more]
How to Know if it's Time to Refinance Your Mortgage
November 10, 2021 | Posted by: Gregory Johnston
How to Know if it's Time to Refinance Your Mortgage According to mortgage advisors, mortgage refinancing is one of the ways to make and save money from your home loan. When done right mortgage refina ... [read more]
Bank Of Canada Rate Update Oct 27, 2021
October 27, 2021 | Posted by: Gregory Johnston
Bank of Canada maintains policy rate and forward guidance, ends quantitative easing The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with ... [read more]
What Is Home Equity and How Can I Build It?
October 6, 2021 | Posted by: Gregory Johnston
Home equity is an essential asset for creating wealth and income. Learn how home equity is calculated, why it's important, and five steps you can take to build it. As you make monthly mortgage paymen ... [read more]
Bank Of Canada Rate Update Sept 8, 2021
September 8, 2021 | Posted by: Gregory Johnston
Bank of Canada maintains policy rate, continues forward guidance and current pace of quantitative easing The Bank of Canada today held its target for the overnight rate at the effective lower boun ... [read more]
What Happens if You Lose Your Job Before Closing?
August 4, 2021 | Posted by: Gregory Johnston
A job loss a few days or weeks prior to closing your home purchase can be distressing; especially when you have no alternative source of income. Getting a new job can ease the situation, but it's not ... [read more]
How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ontario
July 21, 2021 | Posted by: Gregory Johnston
When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include. Some common conditions deal with ... [read more]
Bank Of Canada Rate Update July 14, 2021
July 14, 2021 | Posted by: Gregory Johnston
Bank of Canada maintains policy rate and forward guidance, adjusts quantitative easing program The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ per ... [read more]
Risks of Putting Down a Firm Offer with a Pre-Approval Ontario
July 7, 2021 | Posted by: Gregory Johnston
Risks of Putting Down a Firm Offer with a Pre-Approval Today, the real estate market is competitive and homebuyers need all the help they can get to secure their home at the right price. Once you fin ... [read more]
Low Rates in Ontario Helping Buyers Pay Off Their Mortgages at Record Pace
June 30, 2021 | Posted by: Gregory Johnston
Home prices may be astronomical in certain parts of the country, but historically low mortgage rates are allowing borrowers to pay off their mortgages faster than ever. At today's average rates, 61% ... [read more]
Bank Of Canada Rate Update June 9, 2021
June 9, 2021 | Posted by: Gregory Johnston
Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, continues quantitative easing The Bank of Canada today held its target for the overnight rat ... [read more]
