Blog - Categories
Category: Mortgages (12 posts)
Why Borrowers May Choose a Private Mortgage
February 24, 2021 | Posted by: Gregory Johnston
Why Borrowers May Choose a Private Mortgage When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options. However, the ... [read more]
How to Handle a Mortgage After a Separation or Divorce
February 10, 2021 | Posted by: Gregory Johnston
Mortgage Life After Separation and Divorce Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial conseq ... [read more]
Reverse Mortgages for Healthcare purposes
October 21, 2020 | Posted by: Gregory Johnston
Healthcare costs for aging Canadians is a topic that many retirees have underestimated. In fact, in the 2014 Sun Life Canadian Health Index, 44% of Canadians didn’t expect to pay anything for ... [read more]
Preparing For Retirement Using Your Home Equity
October 7, 2020 | Posted by: Gregory Johnston
Are You Prepared for Retirement Financially? Preparing for retirement is no easy task. While most of us look forward to the freedom it brings, a surprising number of us aren’t prepared financia ... [read more]
How Home Care Can Help You Stay in Your GTA - Vaughan, Ontario Home
September 23, 2020 | Posted by: Gregory Johnston
If you’re like most people in and around the GTA - Vaughan areas, according to an Ipsos survey, you’ll want to stay in your home during your retirement. After all, your home holds man ... [read more]
Reverse Mortgages – Impact on Heirs
September 9, 2020 | Posted by: Gregory Johnston
How do Reverse Mortgages Affect Canadian Heirs? For Canadian seniors, there is a great way to get the most out of the equity in their homes. Home prices tend to rise, and equity builds in the prope ... [read more]
When Is Mortgage Refinancing a Bad Idea?
June 10, 2020 | Posted by: Gregory Johnston
Property owners refinance their homes and commercial properties all the time. As your credit improves and you have built more equity into the property, it may make fiscal sense to refinance when inter ... [read more]
5 Smart Ways to Use a Home Equity Line of Credit
April 22, 2020 | Posted by: Gregory Johnston
For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always a ... [read more]
What should you consider when refinancing your mortgage?
April 8, 2020 | Posted by: Gregory Johnston
Mortgage rates are at a historic low. If you're thinking about refinancing your mortgage, you could possibly save significant amounts of money over the years. Especially in the first years of owning y ... [read more]
Should You Pay Off Your Mortgage Early?
February 26, 2020 | Posted by: Gregory Johnston
It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ... [read more]
Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!
February 27, 2019 | Posted by: Gregory Johnston
Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ... [read more]
Should You Spend the Full Mortgage Amount You're Approved For?
February 20, 2019 | Posted by: Gregory Johnston
Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ... [read more]